Hard Money Lenders of Montecito
About Hard Money Lenders of Montecito - premier private lending in Montecito, Santa Barbara and Ventura County

About Us

Premier private lending for real estate investors in Montecito, Santa Barbara County, and Ventura County.

7–14 days

to close

Up to 90%

loan-to-cost

$100K – $20M

loan range

No minimum

credit score

Who We Are

Hard Money Lenders of Montecito is a premier private lending firm specializing in hard money loans for real estate investors throughout Montecito, Santa Barbara County, and Ventura County. We understand the unique needs of real estate investors and provide fast, flexible financing solutions that traditional banks simply cannot match.

Our team brings decades of combined experience in real estate lending, investment, and development. We pride ourselves on our ability to evaluate deals quickly and provide funding solutions tailored to each investor's specific needs and timeline.

Whether you're a seasoned investor with a portfolio of properties or a first-time flipper looking to break into the market, we have the expertise and resources to help you succeed.

What Sets Us Apart

Asset-Based Lending

We focus on the property value, not your personal credit or income.

Quick Closings

Close in as little as 7-10 days. Move fast in competitive markets.

High Leverage

Up to 75% LTV on investment properties. Maximize your buying power.

Ready to Work With Us?

Contact us today to learn more about our hard money lending services and how we can help you achieve your real estate investment goals.