Hard Money Lenders of Montecito
Privacy Policy - Hard Money Lenders of Montecito

Privacy Policy

Your privacy is important to us. Learn how we protect and use your information.

Last updated: February 25, 2026

Information We Collect

We collect information that you voluntarily provide to us when you:

  • Fill out loan applications or contact forms
  • Request information about our services
  • Communicate with us via phone, email, or in person
  • Sign up for our newsletters or marketing communications
  • Submit documentation for loan processing

This information may include your name, email address, phone number, mailing address, financial information, property details, and other information necessary to process your loan application or provide our services.

How We Use Your Information

We use the information we collect for the following purposes:

  • To process and evaluate loan applications
  • To communicate with you about your application or account
  • To provide customer support and respond to inquiries
  • To send administrative information and updates
  • To comply with legal and regulatory requirements
  • To protect against fraud and unauthorized transactions
  • To improve our website and services
  • To send marketing communications (with your consent)

Information Sharing

We do not sell your personal information. We may share your information with service providers who assist us in operating our business (such as title companies, escrow, and credit reporting agencies), as required by law, or to protect our rights and the rights of others. We require third parties to maintain the confidentiality of your information.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some features of our website may not function properly without cookies.

Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

  • Right to access the personal information we hold about you
  • Right to request correction of inaccurate information
  • Right to request deletion of your personal information
  • Right to opt out of marketing communications
  • Right to request restriction of processing
  • Right to data portability

To exercise these rights, please contact us using the information provided below.

California Privacy Rights

California residents have specific rights under the California Consumer Privacy Act (CCPA). These include the right to know what personal information is collected, the right to delete personal information, the right to opt out of the sale of personal information, and the right to non-discrimination for exercising privacy rights. We do not sell personal information as defined by the CCPA.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of our services after any changes constitutes acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

Hard Money Lenders of Montecito

Phone: 805-749-5840

Email: [email protected]

Have Questions?

Contact us to learn more about our lending services and how we can help with your real estate investments.

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