Hard money lending in Oxnard supports investors capitalizing on the city's diverse economic base, affordable housing stock, and development potential. Our financing enables quick acquisitions of multifamily properties, commercial real estate, and agricultural land conversions where permitted, serving both local and out-of-market investors.
$725K
median home price
+8.8%
YoY growth
5.2%
rental yield
24
days on market
Oxnard is a diverse coastal city featuring California's largest strawberry-growing region, the Channel Islands Harbor, and some of the state's most pristine and uncrowded beaches. As Ventura County's largest city, Oxnard offers significant real estate investment opportunities across residential, commercial, and agricultural sectors, with more affordable entry points than neighboring coastal communities.
Hard money lending in Oxnard supports investors capitalizing on the city's diverse economic base, affordable housing stock, and development potential. Our financing enables quick acquisitions of multifamily properties, commercial real estate, and agricultural land conversions where permitted, serving both local and out-of-market investors.
Oxnard's real estate market offers some of Southern California's most affordable coastal properties, attracting first-time buyers, investors, and families. The market includes beachfront homes in Hollywood Beach and Silver Strand, family neighborhoods throughout the city, and agricultural lands on the periphery. The collection of distinct beach communities including Hollywood Beach, Silver Strand, and Mandalay Bay offers specialized investment opportunities. Commercial properties serve the agricultural industry, retail corridors, and the Harbor area.
Perception issues from industrial areas impact some neighborhoods' values. Agricultural land preservation policies limit development expansion. Infrastructure needs in older neighborhoods require investment. Some areas face economic challenges requiring thoughtful investment approaches.
Investment opportunities include multifamily value-add properties, beach community vacation rentals, and commercial properties serving the agricultural sector. The Harbor area's tourism potential continues developing. The RiverPark development demonstrates successful master-planned community creation. Industrial properties near the port offer logistics investment potential.
Charming beach community with canals, cottages, and vacation rental potential
Master-planned mixed-use development with retail, dining, and residential
Original city center with historic buildings and redevelopment potential
Contact us today to discuss your real estate investment project and get a personalized quote.
Get a Quote(805) 749-5840Yes, we provide acquisition and renovation financing for multifamily properties throughout Oxnard, from duplexes to larger apartment buildings. The city's strong rental demand supports solid investment returns.
We evaluate agricultural land financing on a case-by-case basis, with particular interest in properties with conversion potential or those serving the agricultural processing and distribution sectors.
We focus primarily on the property and the deal rather than credit scores. While we do review credit, we can work with borrowers across the credit spectrum when the property and exit strategy are strong.
Short-term financing designed for real estate investors purchasing, renovating, and reselling properties for profit. Fast approval and funding for time-sensitive deals.
Learn more →Specialized financing for property renovation projects. Fund both purchase and improvement costs with flexible terms tailored to your renovation timeline.
Learn more →Hard money financing for property rehabilitation projects. Quick access to capital for distressed properties requiring extensive repairs or updates.
Learn more →Short-term financing that bridges the gap between transactions. Ideal when you need to purchase a new property before selling an existing one.
Learn more →Financing for ground-up construction projects and major developments. Flexible draw schedules and terms designed for builders and developers.
Learn more →Hard money financing for commercial property acquisitions, refinances, and improvements. Fast approval for office, retail, industrial, and multifamily properties.
Learn more →Don't let financing delays cost you the perfect property. Contact us today to discuss your real estate investment goals.
